Safety-First Retirement Planning

StoneWolfe’s Stress-Free Retirement Strategy

We believe in the art of increasing income,
while lessening the chance of,
“disruption to your chosen lifestyle”

“Living a Richer Life by Design”

Does Your Risk Score Match Your Portfolio?

We utilize cutting edge technology that identifies your acceptable levels of risk and reward with unparalleled accuracy.

Take our no-cost or obligation 5-minute questionnaire that covers topics such as portfolio size, top financial goals, and what you’re willing to risk for potential gains. Then we’ll pinpoint your exact Risk Number and send your personalized report.

One important factor when planning for your retirement is knowing how much money you will need during your retirement years, but did you know that according to the U.S. Department of Labor,

fewer than half of all Americans have calculated how much money they’ll need in retirement.

Source: http://www.dol.gov

Get the guide: What EVERY Woman Should Know About Social Security

Social Security: Know Your Options

Knowing when and how to claim your Social Security retirement benefits can be confusing and sometimes overwhelming. Make sure you ask questions and more importantly, make sure you understand the answers. A few things to consider:

  • Strategies have changed!
  • Know your “Retirement Age”
  • Know the benefits of “when” to turn on your benefits
  • Ask questions
  • Work with a financial professional
72 %

of people surveyed receiving Social Security Benefits, said it accounts for at least 50% of their income.

Source: “Longevity Risk and Reward for Middle-Income Americans,” Bankers Life and Casualty Company Center for a Secure Retirement, in conjunction with the Boomer Project.

Michael – Income Planner

Michael Smith CEO & Co-Founder of StoneWolfe Financial Inc.

Michael specializes in creating customized retirement income strategies designed to provide lifetime income in retirement with the potential for growth as well as principal protection.

Michael’s passion is educating others and offers informational seminars throughout the year, designed to help retirees and pre-retirees protect their life savings and maintain a comfortable lifestyle during retirement. He strongly believes that sharing his knowledge has been the foundation of his clients’ confidence in their retirement years.

Michael has been in the financial services industry for more than 50 years. Graduating from Washington University with a focus on Accounting and Finance. Later he spent time as chief financial officer for multiple major companies. As his experience grew Michael felt it was time to go out on his own starting a firm specializing in cash-flow management systems for large medical groups.

After his mother became Ill and had no one to take care of her, he came home to provide day-to-day care for her. He was thankful for the time he had with her that was often spent in deep conversation. During one of those motherly talks. she gently reminded him that his life’s focus had been all about him. This one conversation had a big impact on him and altered his future professional direction in life.

Upon the passing of his mother, Michael knew it was time to restart his business life, but this time his focus would be helping others achieve their financial goals. This new direction drove him to co-found StoneWolfe Financial with Bonnie Griffith. Today he and Bonnie proudly help pre-retirees in their transition from a working life to a life in retirement.

Why Ken Fisher is so wrong about Annuities